Today marks the end of November. I updated my little spreadsheet where I track miles ran and saw a number with two digits staring back at me in the monthly total column - 87. To be honest, it made me sad. November is the first month of the year where I did not log 100+ miles. My foot is still a little iffy but it's definitely starting to get better. I'm still icing it every day but I've been able to run short distances and it's no longer in terrible pain, just a bit of weird twinge. I'm calling it 80-85% healed. Over the weekend, I was counting miles and trying figuring out how many I should run because getting to that 100 number was feasible, just not necessarily smart. Then, I finally realized I was just being stupid. Why risk anything when it's finally getting better just so I can look at a number on a spreadsheet and feel happy.
On a completely unrelated note, yesterday I had to make a call to our mortgage company regarding handling of funds from a insurance claim. After the call, I found myself feeling like a complete idiot and wondered how I function in day to day life.
When we bought our house six years ago, I didn't have any clue about many of the details in buying a house. After the closing, I'm still not sure I understand half of the details involved in buying a house. After refinancing a mortgage to a shorter term and lower rate, there were still several things in that process that no one could explain very well. Either I can't understand or no one at any of these companies understand things well enough to explain either.
Anyway, after that whole process, it left me wondering why I didn't have the opportunity to learn more practical real life stuff in all those years of school and college. Calculus from high school doesn't really come in handy too often. All those deep, meaningful group discussions during literature classes in college aren't too helpful either. Why didn't I learn more practical stuff about mortgages, taxes, retirement plans and other normal daily life topics? Seems all that stuff I learned from my parents or on my own along the way.
technically i was with david when he bought his house 8 years ago...but since I wasn't signing anything I totally zoned out. now it concerns me that I don't really know about any of that stuff!
ReplyDeleteOne of the most useful classes I ever took was called "Financial Planning" in high school. It was an elective. Anyway, I did a lot of dumb things when I bought my first house. Lots of stuff I didn't really understand either.
ReplyDeleteI think most of the mortgage stuff is confusing to people! A "real life" financial class should be a requirement in either high school or college.
ReplyDeleteKEEP resting until your 100%!!! It's not worth it to make this injury linger any longer!! :) *stepping off soapbox*
ReplyDeleteTOTALLY agree with you on real life lessons. Looking back school is really just for the "social experience" other than the most basic things (like learning how to read) I use almost nothing I learned in all those years in school and college on a daily basis! Most of the things I do at my job I learned ON THE JOB! Ha
Real life classes would have been a HUGE help. I haven't yet had to deal with the mortgage thing, but I can barely make out how insurance and loans work.
ReplyDeleteGlad to hear you are at 80-85%!
Keep resting and don't over do it! I know it's tough to see the lower mileage numbers, but in the long run (no pun intended), your body will thank you!
ReplyDeleteYah, we really do not learn those practical life lessons, do we? It's too bad we don't learn about them in high school or something!
That said, if you ever have mortgage questions, I'm your girl. I worked in the mortgage industry for a good 4-5 years so I most likely can help if you ever have a question!!
I get stuck on the numbers too. If you can believe it, a year ago I didn't even log my runs. I just...ran. I never knew my weekly totals, let alone monthly. Sometimes I think that was a smart method :)
ReplyDeleteI can related to both topics. Today I was a little disappointed when I realized I won't reach my goal of 1000 miles per year,but then I just told myself what I achieved this year. Running a PR on all distances etc etc.
ReplyDeleteI truly believe very few people understand the mortgage/financing stuff and just try to sound smart. If they would understand they would be able to explain! Don't feel stupid! :)
I think those mortgage people intentionally talk in circles to MAKE you feel like an idiot when they're really just trying to cover up the fact that they don't know what the hell they're doing either.
ReplyDeleteDavid was a closing attorney for years...it is confusing! Can't blame you!
ReplyDeleteSmart move on the miles! You've had an amazing year!
ReplyDeleteI don't think it's your fault that you didn't learn any of the financing stuff, I just don't think it gets taught. Financial literacy is terrible in North America, and I think it should be taught.
Don't feel bad; I am completely clueless on house-related stuff as well. I let me husband handle it all, when I really should be learning how to do that type of stuff on my own. I really wish colleges offered more "real life financial planning type classes." Hell, I came out of college barely knowing how to balance a check book (embarrassing, yes; true, yes).
ReplyDeleteI hope your foot continues to get better. Try not to get caught up in the numbers game and remember a number is a just a number (easier said than done, I know :)